that is actually their rate, you can check in their fees page to see and if you really want to compare it with other payment processor then it still allowed but it seems they are still same except you compare it with the other e-currency like LR, i think the only thing to trick it by make personal paymentJust today i received a payment and that was about $1 payment and very sad to see that they charged a fee of $0.34 that is really very high and i thought that the charge might be less but it was really very high . so i am still thinking it is not so better compare to liberty reserve .