They can use it freely, but their money must be withdraw automatically, so they can't use it for buy something, and that is why paypal create something like paisapay so they can buy something or sell something from Ebay.Yep, they are more than Payment processor, really! But Um... i think that you remind me of Indian paypal. Why is Paypal been stricted that way, so Indians can not freely use Paypal to their test, i mean keep they fund for so long on it?